It's not really a big deal but NBD spending is one of the reasons I've started this challenge. Going to a store for something "little" every day adds up to not having the money for bigger unexpected expenses. It means saving up for trips or other big ticket items takes longer than necessary or never happens at all. It means feeling too financially strapped to freely give to people I love and organizations doing good work. It also means realizing, as I purge unwanted items again and again, that the reason I'm surrounded by crap I don't care about is because of my NBD spending.
This post is a reminder that the challenge I've undertaken is not some sort of torture or deprivation; it's a way to refocus my priorities and to pursue bigger goals that I've been blocking myself from by constantly dribbling money.
- Short-term goal #1: Save $250 to purchase bulk quantities of paper and book board by the end of March.
- Short-term goal #2: Spend within my monthly income in January and February despite travel plans.
- Sub-goal: Don't buy banned items while traveling.